3.1 For Borrowers

Borrowers can request loans from liquidity pools by submitting proposals that define:

• The loan amount and currency (e.g., USDC)

• The reason or use case

• The expected duration (repayment deadline)

• The collateral required (in XLM)

Once a loan is submitted, Blend's system assesses pool risk and liquidity.

Borrowers can:

• ✅ Submit loan requests through a simple UI

• 💰 Deposit the required XLM collateral

• 📉 Track loan status, repayment deadlines, and interest owed

• 🧠 Build TRBT reputation by repaying on time

📌 The higher your TRBT score, the better the pools you can access in the future.