# 2.5 Summary Table

| Component       | Description                                         |
| --------------- | --------------------------------------------------- |
| Blend Pools     | TrustBridge-curated lending markets                 |
| XLM Collateral  | Locked by borrowers to ensure repayment             |
| Backstop Module | First-loss coverage fund from deposits + collateral |
| TRBT Token      | On-chain reputation system                          |
| Pool Freeze     | Triggered automatically under high risk             |
